Do I Need Employers Liability for my Volunteers?
January 15, 2025
Do I need employers' liability if we only have volunteers?
Voluntary organisations are required by law to have employers’ liability insurance to cover all employees who are not family members. This insurance usually compensates volunteers and employees who are injured or become ill while working.
As an organisation, you still have the same duty of care for volunteers as your paid employees. If you don’t have the right insurance in place or if a claim for injury or illness is brought against you by a volunteer, you may have to defend it with the organisation's own funds.
If you don’t have employer liability insurance, you could be fined up to £2,500 for every day you don't have appropriate insurance.
If you aren’t sure or need more help understanding the insurance cover, you need please give us a call at 01843 293614
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