Contractors Insurance

Contractors Combined Insurance

Tailored Contractors' Insurance to Suit Your Business

Whether you're a sole trader, a growing contractor or an established construction company, having the right insurance is essential. Every contractor faces different risks depending on the trade they carry out, the size of their projects and the equipment they use.

Our Contractors Combined Insurance policies are designed to bring together the key covers your business needs into one convenient package. We take the time to understand your business before recommending a solution that provides the right level of protection, giving you confidence that your business is covered both on-site and off-site.

What's Included?

A Contractors Combined Insurance policy can be tailored to include a wide range of covers, including:

• Property Damage Insurance – Protection for your business premises, buildings, machinery, tools and business contents.
• Contract Works Insurance – Cover for ongoing projects, including materials, temporary works, hired-in plant and equipment.
• Contractors' Plant & Machinery Insurance – Protection for owned and hired-in plant, machinery and construction equipment.
• Employers' Liability Insurance – A legal requirement for most businesses that employ staff, protecting against claims for injury or illness suffered by employees.
• Public Liability Insurance – Cover if your business activities cause injury to a member of the public or damage to someone else's property.
• Products Liability Insurance – Protection against claims arising from products you have supplied or installed.
• Business All Risks Insurance – Cover for tools, specialist equipment and other business items while away from your premises.
• Computer & Electronic Equipment Insurance – Protection for laptops, tablets, surveying equipment, projectors, cameras and other essential business technology.
• Goods in Transit Insurance – Cover for tools, equipment and materials while being transported by road.
• Business Interruption Insurance – Helps protect your income following an insured event by covering loss of profits or increased costs of working.
• Commercial Legal Expenses Insurance – Assistance with legal costs arising from employment disputes, contract issues, tax investigations and other covered events.
• Directors' & Officers' Liability Insurance – Protection for company directors and officers against claims relating to decisions made while managing the business.
• Professional Indemnity Insurance – Essential where advice, design or professional services are provided, protecting against claims of negligence or errors.
• Personal Accident Insurance – Financial support if you or key employees suffer an accidental injury that prevents you from working.

Who Is Contractors Combined Insurance Suitable For?

We arrange insurance for contractors across a wide range of industries, including:

• Builders
• Groundworkers
• Electricians
• Plumbers
• Carpenters & Joiners
• Roofers
• Bricklayers
• Landscapers
• Civil Engineering Contractors
• Mechanical & Electrical Contractors
• Property Maintenance Contractors
• General Construction Contractors

Whether you work on domestic projects, commercial developments or large-scale construction contracts, we'll help arrange a policy that's suited to the way your business operates.

Why Choose Bridges Insurance Brokers?

At Bridges Insurance Brokers, we understand that no two contractors are the same. That's why we take a personal approach, getting to know your business, your contracts and the risks you face before recommending suitable cover.

Working with a panel of leading UK insurers, we can help arrange competitive Contractors Combined Insurance that protects your business, employees, equipment and ongoing projects, all under one policy wherever possible.

Get a Contractors Combined Insurance Quote

Whatever your contractors' insurance requirements, our experienced team is here to help. Contact Bridges Insurance Brokers today for a no-obligation quotation, and we'll work with you to build a Contractors Combined Insurance policy that's tailored to your business.

Email: enquiries@bridges.insure / Phone: 01843 293614