Blocks of Flats Insurance

Specialist Insurance for Residential Blocks of Flats

Insuring blocks of flats is one of our specialist areas. Whether you're a Residents' Management Company (RMC), Right to Manage (RTM) company, freeholder, landlord or property management company, we understand that arranging the right insurance can be far more complex than insuring a standard residential property.

With years of experience in flats insurance, we understand the unique risks associated with communal buildings, shared responsibilities and leasehold properties. Our knowledgeable team will take the time to understand your building and recommend cover that's appropriate for your circumstances.

A Specialist Scheme with Intact

We are proud to offer access to our specialist blocks of flats insurance scheme with Intact, designed specifically for residential blocks. This enables us to provide competitive premiums alongside comprehensive cover for a wide range of properties, from small converted buildings to larger purpose-built apartment blocks.

We also work with leading insurers including Aviva, AXA, Allianz and Zurich, allowing us to find the most suitable solution for your property. In addition, we have access to London market insurers and MGAs, which enables us to consider more complex or non-standard risks that may not be accepted by composite markets..

Comprehensive Cover for Your Building

Our policies are designed to protect both the building and those responsible for managing it. Cover can include:

• Buildings insurance
• Property Owners' Liability
• Directors' & Officers' Liability
• Legal Expenses
• Terrorism cover
• Engineering inspection and passenger lift insurance (where required)

We'll explain your options clearly so you can choose the level of protection that's right for your building.

We Understand the Challenges of Managing Flats

Managing a block of flats involves more than simply arranging insurance. From leaseholder responsibilities and service charges to health and safety considerations and ongoing maintenance, there are many factors to consider.

Whether you're an experienced managing agent or a volunteer director of a Residents' Management Company, we understand the challenges you face and the risks your building is exposed to. Our specialist knowledge allows us to provide practical advice and insurance solutions that reflect the way residential blocks are managed.

Speak to a Flats Insurance Specialist

If you're looking for specialist insurance for a block of flats, we're here to help. We'll take the time to understand your property, explain your options clearly and provide a competitive quotation without any pressure.

Contact our team today for expert advice and a free, no-obligation blocks of flats insurance quote.

Phone: 01843293614 - Email: enquiries@bridges.insure