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Loss of Rent vs Rent Guarantee

Loss of Rent vs Rent Guarantee

November 6, 2025

Loss of Rent vs Rent Guarantee: Do You Know the Difference?

Two policies, one goal – protecting your rental income. But they cover very different risks.

Loss of Rent applies when your property is uninhabitable after an insured event (fire, flood, etc).
Rent Guarantee kicks in when tenants stop paying rent, even if they’re still in the property.

Many landlords hold both – one protects against property damage, the other against tenant default.

Not sure what’s included in your current policy? Let’s check your cover together.

#LandlordInsurance #RentGuarantee #LossOfRent #PropertyOwners #BridgesInsurance