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Why do I need a broker when I can get cheaper online?

Why do I need a broker when I can get cheaper online?

August 22, 2025

Why do I need a broker when I can get cheaper online?

Indeed, you could probably find cheap insurance online. However, there are several reasons to use an insurance broker instead.

5 Reasons to Use an Insurance Broker                                            

  1. Expert advice - We're trained and qualified to explain your options in plain English and help you make informed decisions
  2. Negotiating power - We work on your behalf with a range of insurers, saving you time and money
  3. We do the heavy lifting - Research policies, compare quotes, and find the right solution while you focus on your business
  4. Claims support - You won't be alone if you need to make a claim. We'll help from initial notification to settlement
  5. Tailored protection - Each business is unique. We take time to understand yours and create a programme that fits your specific needs and budget

Online solutions often ask you to fit in a neat little box, but one-size-fits-all policies rarely provide the right protection.

You need to know you're buying the right cover for the right risks, understand the policy wording, and navigate the claims process if something goes wrong. That's why we recommend working with an experienced insurance broker.